Michel studied Business Informatics at the HEAO Utrecht and Business Economics at the University of Amsterdam. Within ABN AMRO he is leading the Information Technology departments for Retail banking, Commercial banking and Finance & Risk for the last 7 years. During this time, ABN AMRO has consolidated its application landscape and moved to an Agile team set-up. Now it is on the brink of a larger off premise cloud movement with development and operations in single teams.